Financial Consulting with a Personal Touch
Let's plan your desired future together!
Let's plan your desired future together!
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent. - Equifax
With improved credit, the world is literally at your feet. High scores mean you can:
FULL credit report Audit to help you find negative items that are inaccurate, unverifiable, or outdated. You will get a customized blueprint to improve your credit rapidly! Then you can shop for your dream home OR build it!
MOBILE APP UNDER CONSTRUCTION
The FICO Score's credit scoring formula is based on five categories of information, while VantageScore 3.0 uses six. If you are wondering what scores the lender will use, you need to look at the FICO scoring model for the loan type you want. Vantage scores are good for content review.
If you want to work on your credit, here's a tip for you!
FDCPA violations can get you paid AND the debt forgiven at no cost to you
In 2013, I graduated from Liberty University with a Bachelors in Business Administration and a concentration in Finance. Since then, I have worked several jobs but ultimately I did not see myself fit working in those fields because helping people become prosperous was more important to me. So I created a company to do just that, and since the launch of Credit by Ashley, LLC, I have helped clients get into their dream homes, buy cars, get larger lines of credit, improve their overall life and wellness. I finally found something that was meaningful to me. I am also currently working on the launch of my app to help clients get the appropriate knowledge at their fingertips.
I start by documenting your goals and then compare them to your current portfolio. I use proven strategies designed to help you break old bad habits and put you in better positions to afford the things you want verses what you can afford currently. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.
Credit restoration isn't an overnight process but with patience, results will come, deletions will increase your score and your credit profile will be improved upon your graduation.
I’m passionate about helping both companies and individuals by diversifying accounts, managing assets, analyzing financial trends, and reducing financial risk. My goal? To safeguard the dreams you strive to achieve and the assets you have worked so hard to accumulate. I use proven strategies designed to meet your goal with ample time for growth while educating you along the way.
Included in your monthly commitment package:
Metro 2® is the standard format for which financial institutions must electronically send data about their loan customers electronically to the major credit reporting agencies (CRAs).
Access to the Metro 2® Format is limited to employees of (a) companies that furnish data to consumer reporting agencies in the Metro 2® Format, (b) data processors who furnish data to consumer reporting agencies in the Metro 2® Format, (c) software vendors who provide Metro 2® programming software, and (d) consumer reporting agencies that accept or transmit data in the Metro 2® Format.
Factual Based Disputes are very distinct methods used by some companies to rid your consumer report of errors by using legal reporting standards. This process works almost half as fast as traditional credit repair because you are reviewing how the accounts are being reported compared to the other bureaus where the information is found. Nearly 80 percent of all credit reports in the US have inaccuracies that need to be modified or removed.
Send me a message, and tell me more about your financial goals and needs. I will get back to you soon to schedule a consultation.
Monday - Friday: 9am - 5pm
Saturday: By appointment
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